The Credit Union has money to lend for purposes established within our loan policies and in accordance with federal and/or state regulations.  Any member may apply.  Loans are approved by considering past and present credit history, employment, collateral and the ability to repay the loan.

The Credit Union provides prompt approval time and offers competitive interest rates and terms.  Finance charges are calculated as simple interest on the daily unpaid principle balance.  There is never an early prepayment penalty.  For your convenience, payroll deduction is available as well as an automatic payment program.  What an easy way to make a payment!

For your convenience, please complete this loan application form.  In addition to the loan application, a copy of your current pay statement must be included.  You can fax your pay statement to 412-822-3187.

Current loans include:

    • New Vehicles – 100% Financing for that new car or truck
    • Used Vehicles – FDI Collateral Manager and/or NADA Loan Values
    • Recreational Vehicles
    • Boat Loans
    • Motorcycle Loans
    • Home Improvement
    • Home Equity
    • Signature Loans
    • Share Secured – pledge shares on deposit at the Credit Union as collateral and receive reduced interest rates.
    • VISA with no annual fee (Verified by Visa, & Visa Card Info)
    • SALLIE MAE Student Loans

The VAPEFCU offers on all its loans a low cost credit life and disability insurance.  GAP protection for your vehicle loan. For your convenience payroll deduction and automatic transfer payments are always an option to make your payments on time.

Of course, you can expect all of our lending services to come with the prompt, friendly service you deserve as a member/owner of the credit union.  We think our combination of friendly service, great rates and convenience just can't be beat!  Try us out and apply online today for your next loan.

If a new Mortgage is in your future, click here for our First Mortgage Application with First Heritage.

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